RESOURCES AND TIPS

Experts suggest that when budgeting, you should create a 50/30/20 plan of how your money should work for you.  This is where 50% of your pay is allocated to your "must-haves", 30% of your pay is allocated to your "wants" and 20% to your "savings."  It's a great rule of thumb, but there isn't a one size fits all approach.  Get with an expert to create a budget that makes sense for YOUR personal situation.